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Paycheck Protection Program Lending in the Twelfth Federal Reserve District

March 03, 2021Rocio Sanchez-Moyano Federal Reserve Bank of San Francisco
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Though the Paycheck Protection Program (PPP) provided critical funding to small businesses during the COVID-19 pandemic, some businesses faced barriers to access. This brief offers analysis of PPP lending in the western US, evaluating the number of PPP loans made as a share of small businesses and how this share varied by zip code income.