2023 Report on Startup Firms Owned by People of Color
Startup firms owned by people of color were more likely than white-owned startups to expect to add employees in next year but less likely to be approved for financing.
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2023 Report on Nonemployer Firms
Nonemployer firms are less likely to be profitable than their employer firm counterparts, and they face more substantial challenges accessing credit.
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2023 Firms in Focus: Findings from the 2022 Small Business Credit Survey
Firms in Focus is a series of chartbooks presenting Small Business Credit Survey data across various business and owner demographic characteristics, as well as by state and metropolitan statistical area (MSA).
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2023 Report on Employer Firms
Small business revenue, employment, and profitability each improved from 2021, but expectations worsened year-over-year. With the end of pandemic-related funding programs, the application rate for traditional financing rebounded to prepandemic levels.
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The Impact of Natural Disasters on Small Businesses
The 2021 Small Business Credit Survey (SBCS) found that 1 in 10 small employer businesses suffered losses from a natural disaster during the prior 12 months.
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2022 Report on Nonemployer Firms
Most businesses with no employees other than the owner earned lower revenues in 2021 than they did before the pandemic. These nonemployer firms continued to be less likely than employer firms to seek pandemic-related financial assistance.
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2022 Report on Employer Firms
Revenue and employment improved for small businesses since 2020, but performance largely lags prepandemic levels. Financing approval rates continued to trend lower than in years prior to the pandemic.
