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The issues facing small businesses and their subsequent needs can differ substantially state-by-state. For instance, the manufacturing firms that power the Midwest are quite different than the tech firms that cover the West Coast. State-level variances in industry composition and firm demographics contribute to the differences in business conditions. Regional Reserve Banks’ small business analyses shed light on the unique challenges and opportunities that arise for firms operating in a given state.

When sample sizes permit, state-level Small Business Credit Survey (SBCS) data are published, allowing interested policymakers and researchers to explore data at a more granular level than is typically available through the national SBCS findings. State-level SBCS data can help policymakers and researchers with more localized interests make decisions with data better tailored to their state and communities.