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2015 Small Business Credit Survey Report on Nonemployer Firms

The 2015 Small Business Credit Survey: Report on Nonemployer Firms highlights the results for the survey’s 1,576 nonemployer firm respondents—small businesses with no employees other than the business’s owners.
The report illustrates some of the unique characteristics and challenges that set nonemployer businesses apart from employer firms. While these firms, by definition, have no employees, nearly a third use contract workers. In addition, the survey results show that profitability is often a challenge for nonemployers, and that many of these firms face difficulties obtaining credit.

Suggested Citation

“2015 Small Business Credit Survey Report on Nonemployer Firms.” 2016. Small Business Credit Survey.