See hundreds of charts breaking down small business data by city, industry, owner age, company size and more
April 2, 2026
How do small businesses like yours stack up against national averages?
One of the 44 chartbooks released today by the 12 Federal Reserve Banks can probably answer that question.
The chartbooks take data from the Fed’s national Small Business Credit Survey and carve it up by city, state, industry, business size, owner demographics and more.
The charts can be used to answer questions like:
- What are the biggest challenges faced by young entrepreneurs?
- How optimistic are small business owners in Texas?
- Are small manufacturers still facing supply chain issues?
- What’s the loan approval rate for minority-owned businesses?
- What industries typically rely on imports?
- Are startups more likely to rely on credit cards or equity investments?
- Where do women-owned businesses go to borrow money?
- How are rural small businesses experimenting with artificial intelligence?
To explore the chartbooks, visit the 2026 Firms in Focus page on fedsmallbusiness.org.
Want more small business data? See how answers to key survey questions have changed over time: 2026 Main Street Metrics: Trends over Time from the Small Business Credit Survey
Questions? Contact Chuck Soder: chuck.soder@clev.frb.org, 216.672.2798
Chartbooks available, by category
Business characteristics
- Age of firm
- Credit risk
- Employment size
- Industry
- Revenue size
- Rural and urban firms
Owner characteristics
- Age of owner
- Gender
- Immigrant-owned businesses
- LGBTQ-owned businesses
- Race and ethnicity – Black, Hispanic, Asian, white and American Indian/Alaska Native (Native American)
- Veteran-owned businesses
- Disability status
City (metropolitan area)
- Atlanta
- Boston
- Chicago
- Cleveland
- Houston
- Los Angeles
- Miami
- New York City
- Philadelphia
- San Francisco
- Washington DC
State
- Alabama
- Arizona
- California
- Colorado
- Florida
- Georgia
- Illinois
- Maryland
- Massachusetts
- Michigan
- Minnesota
- New Jersey
- New York
- North Carolina
- Ohio
- Pennsylvania
- Tennessee
- Texas
- Virginia
- Washington
About the Small Business Credit Survey
The 2025 Small Business Credit Survey was fielded from September 3 to November 14, 2025. It yielded 6,525 responses from a nationwide convenience sample of small employer firms with 1–499 full- or part-time employees across all 50 states and the District of Columbia.
The 12 Reserve Banks of the Federal Reserve System launched the SBCS to provide timely insights on small business conditions to policymakers, service providers, and lenders. The SBCS is an annual survey of firms with fewer than 500 employees. These types of firms represented 99.7% of employer establishments in the United States in 2023. Respondents are asked to report information about their business performance, financing needs and choices, and borrowing experiences. Responses to the SBCS provide insights on the dynamics behind lending trends and shed light on various segments of the small business population. The SBCS is not a random sample; results should be analyzed with awareness of potential biases that are associated with convenience samples.
Media contact
Chuck Soder | chuck.soder@clev.frb.org | 216.672.2798