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Small Business Lending Trends and Banking Deserts, 2019-23

September 23, 2025Michael Eggleston Federal Reserve Bank of St. Louis
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This blog post describes patterns in small business financing in the United States and the Eighth District from 2019 to 2023. It draws on data from the Federal Financial Institutions Examination Council (FFIEC), the Small Business Credit Survey, and the Fed Communities Banking Deserts Dashboard.