The 2015 Small Business Credit Survey: Report on Employer Firms features responses from the 3,459 employer firms in the sample.
More than half of these firms reported that their revenues are increasing and that they are operating profitably. The results indicate that 47 percent of the respondents applied for financing, and of these, about half were approved for all the credit they were seeking. Financing shortfalls were more prevalent among smaller and newer firms. In addition, the results show that small banks were the most common source of credit, and that business owners are most satisfied with small bank lenders.