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Survey & Reports

The Small Business Credit Survey is a national sample of small businesses, or firms with fewer than 500 employees, aimed at providing insight into firms' financing and debt needs and experiences. Analysis of this dataset is issued through a series of reports.

The Small Business Credit Survey is open. Share your story.

Note on Micro Data: We are in the process of anonymizing the micro data from the 2016 survey. We expect the data will be available for research and analysis purposes in 2019. Details about the application process for access to the micro data will be posted later in 2018.

2018
  • Date Published
  • Report
  • Data Appendix
  • Questionnaire
Report on Employer Firms Heading into 2018, small businesses with employees reported stronger revenue growth and profitability, but some segments of firms continued to face financial challenges.   May 22, 2018
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Report on Disaster-Affected Firms Forty percent of firms in FEMA-designated disaster areas reported losses from recent storms. We examine which firms were hit hardest and how heavily they depend on aid and credit to get back in business.   APR 17, 2018
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How Do Firms Respond to Hiring Difficulties? Two-thirds of small businesses report hiring challenges. We look at the different difficulties they face and how they solve for them.   MAR 22, 2018
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2017
  • Date Published
  • Report
  • Data Appendix
  • Questionnaire
Report on Rural Employer Firms How do rural small businesses compare with their urban counterparts?   DEC 22, 2017
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Report on Women-Owned Firms Is there a gender gap between small businesses owned by women and those owned by men?   NOV 30, 2017
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Report on Microbusinesses Microbusinesses, or nonemployers and small businesses with four or fewer employees, account for about 9 in 10 U.S. firms.   NOV 29, 2017
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Report on Minority-Owned Firms Minority-owned small businesses face more financial challenges and funding gaps than nonminority firms.   NOV 9, 2017
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Report on Startup Firms Startups, or small businesses that were five-years-old or younger in 2016 with full- or part-time employees, reported stronger growth and more optimism than mature firms, but have greater credit risk and experience more financial challenges.   AUG 8, 2017
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Report on Employer Firms While many small businesses with employees were profitable and optimistic in 2016, a significant majority faced financial challenges, experienced funding gaps and relied on personal finances.   APR 11, 2017
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